Save time don't wait in line to cash your check, Save money don't pay fees to cash your checks, Access to a Savings Account up to a 5.00% APY. SuperMoney strives to provide a wide array of offers for our users, but our offers do not Picture must meet Image Guidelines. Brinks Money Features Benef - The Brink's Money Prepaid MasterCard is Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Certain restrictions apply; see the program terms and conditions for full details, including point earning and What Are Collateral-Free Unsecured Business Loans? Our editors and reporters thoroughly fact-check editorial content to ensure the information youre reading is accurate. We are compensated in exchange for placement of sponsored products and, services, or by you clicking on certain links posted on our site. Rebekah Hovey is an editor with nearly a decade of experience creating and shaping content in finance-related and health care fields. Calculated based on the U.S. Dollar amount of the purchase transaction or cash withdrawal. Netspend, a Global Payments company, is a registered agent of Republic Bank & Trust Company. The maximum balance you can have on Brink's Prepaid Mastercard is $15,000. For people without credit, the. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. For one, setting up direct deposits with the Brinks card means funds are available up to 2 days earlier than with a bank. The Brink's Money Prepaid Mastercard combines the security of Brink's with the flexibility and power of Netspend. purposes of FDIC coverage limit, all funds held on deposit by the Cardholder at Republic Bank & Trust Company will be aggregated up to the coverage limit, currently $250,000.00. $5.95 per month. However, you may be able to earn bonus points at a higher rate if you take advantage of additional limited-time, merchant-specific offers in your Online Account Center. Login. Home - Brink's US Fees may apply.3, Use our mobile apps, Anytime Alerts and Online Account Center to access your money and Card Account wherever you are.6, With $500 in qualifying direct deposits, you get access to a $10 Purchase Cushion7, Reduced Monthly Plan8, and an optional Savings Account.9, The Brink's Show Me The Money Truck Sweepstakes is delivering cash prizes with a chance to win every month!.8. Because Savings ++During checkout, select "CREDIT" on the keypad to make a Signature Purchase, or select "DEBIT" and enter your PIN to make a PIN Purchase. With Brink's Direct Deposit, you can get paid faster than a paper check. Other prepaid cards like the Amex Serve Cash Back prepaid card may rake in more rewards and provide lower cost networks. Agreement. processed. We may also ask to see your driver's license or other identifying information. Netspend, a Global Payments company, is a registered agent of Republic Bank & Trust Company. If you are often close to the maximum balance, it may be time to put your money to work and deposit it in an account that yields interest, such as a savings account, a CD, or a money market account. 2023 Brinks Reviews: Prepaid Cards - consumersadvocate.org Clear the combination-lock tumblers by rotating the dial clockwise several times. 6,000,608 and 6,189,787. Besides its laundry list of fees, a few other key considerations deserve your attention before choosing the Brinks Prepaid. Cardholder may enroll in the Monthly Plan to pay a flat fee of $9.95 per Recommendation score measures the loyalty between a provider and a consumer. SuperMoney.com is an independent, advertising-supported service. A PURCHASE OR PAYMENT WILL NOT INCREASE YOUR CHANCES OF WINNING. Brink's Prepaid MasterCard TV Spot, 'Peace of Mind: Savings Account' Prepaid cards operate like debit cards in that you cant spend beyond your cards balance. 4 Faster access claim is based on comparison of a disbursement via direct deposit vs. disbursement via a mailed paper check. If the Average Daily Balance is $1,000.00 or less, the interest rate paid on the entire balance will be 4.91% with an Annual Percentage Yield (APY) of 5.00%. Brink's gives you the peace of mind you deserve. With Brink's Direct Deposit, you can get paid faster than a paper check. The Brinks Prepaid MasterCard comes with additional features. the Average Daily Balance which is $1,000.00 or less will be 4.91%. up to the coverage limit, currently $250,000.00. Whether you are filling up your tank, shopping for groceries, or eating a meal with the family, your Brink's Money Prepaid Card is there for you. for repayment of any negative balance. Should You Hire a Debt Settlement Company or Do It Yourself? 8 The $10 Purchase Cushion is not an extension of credit; it is a courtesy exercised at our discretion. be restricted, but you may be able to use the Card for in-store purchase transactions. *SuperMoney is not responsible for third party products, services, sites, recommendations, endorsements, reviews, etc. Card Account and Savings Account funds are FDIC-insured upon verification of Cardholders Activate/Register Log In Anytime Alerts TM Enroll in Anytime Alerts to keep track of your balance, deposits, and payments via text or email. Use the Brink's Money Prepaid Mobile App to manage your Card Account on the go and enroll to get text message or email alerts (Message & data rates may apply.) The best move by far is to accept the reduced monthly plan as a Brinks Preferred Benefit member, which requires $500 in qualifying direct deposits each month. document.write(theYear); No Fee. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions. Card use subject to activation and identity verification. Along with card spending, your most sizable reward opportunities are unlimited $20 referral bonuses if individuals you refer put at least $40 on their cards. Discover will automatically match all the cash back you've earned at the end of your first year! How to Find a Money Transfer Service Near Me? Take our 3 minute quiz and match with an advisor today. What are index funds and how do they work? The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. I mention reloading because it would be IMHO, the only reaso. Brink's and NetSpend Launch Brink's Prepaid MasterCard Card may be used everywhere Debit Mastercard is accepted. identity. Virtual cards can be used to make cashless payments (like online purchases) much in the same way a physical card would. Residents of Vermont are ineligible to open a Card Account. Fee You do have the card in your possession, correct? without notice pursuant to applicable law. The Brink's Money Paycard Mobile App gives you the power to manage your account on the move. The Brinks prepaid card is issued by Netspend and carries a nearly identical structure to the Netspend Visa Prepaid Card down to the rewards, fees and most benefits. Faster funding claim is based on a comparison of our policy of making funds available upon receipt of payment instruction versus the typical banking practice of posting funds at settlement. cardholder receives $500 in payroll or government benefit direct deposits in 1 calendar month, cardholder will qualify for the Reduced Monthly You may also be charged a fee by the ATM operator. Residents of Vermont are ineligible to open a Card Account. 6,000,608 and 6,189,787. Void in U.S. With Brink's Direct Deposit, you can get paid faster* than a paper check. 4. Odds of winning depend on the total number of entries received during each applicable entry period. What Are the Differences Between Federal and Private Student Loans? Bankrate.com is an independent, advertising-supported comparison service. For example, the American Express Serve Cash Back prepaid card earns unlimited 1 percent cash back on all purchases in exchange for a $7.95 monthly fee. However all credit card information is presented without warranty. Account funds are withdrawn through the Card Account (maximum 6 such transfers per calendar month), Card Account transaction fees could How It Works | Brink's Money Prepaid Mastercard editorial policy, so you can trust that our content is honest and accurate. For up-to-date With Direct Deposit, you don't have to wait in line to cash your check, pay checking cashing fees, or worry about a paper check being lost or stolen. No fee; standard text message or data rates may apply. FAQ's - Brink's Money Brink's US Email: csc-dfw@brinksinc.com A Red Ventures company. Brink's Money Prepaid Mastercard. Can You Build Credit With a Prepaid Credit Card? This editorial content is not provided by any financial institution. identity. This is a third-party fee and is subject to change. Bankrate follows a strict editorial policy, so you can trust that were putting your interests first. Residents of Vermont are ineligible to open a Card Account. His areas of expertise include credit card strategy, rewards programs, point valuation and credit scores, and his stories on building credit have been cited by Mic.com, LifeHacker, People.com and more. Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. See the After qualifying, Monthly Plan Just make five (5) transactions of $5 or more on your Brink's Money Prepaid Mastercard.1, Card use subject to activation and identity verification.2. iPhone. Points can be redeemed for cash back in the form of account credits, but you must log in to the Online Account Center or mobile app to see your other reward choices. As soon as you do, you are eligible for our Reduced Monthly Plan (just $5 per month compared to $9.95)5, Brink's Money Prepaid Mastercard. Snapshot. The Brinks Prepaid Mastercard delivers the same opt-in Payback Points rewards program as other Netspend prepaid cards, but Brinks program is called Brinks Money Payback Points. View Republic Bank & Trust Company Profile, 1 other reviews that are currently hidden , Netspend Small Business Prepaid Mastercard, Western Union Netspend Prepaid Mastercard, Filter & compare all your options in one place. ; Use the Brink's Money Prepaid Mobile App to manage your Card Account on the go and enroll to get text message or email alerts (Message & data rates . With Brink's Money, everyone is eligible regardless of credit history,2 Once you activate your Brink's Money Prepaid MasterCard, you'll love the Brink's Money Program because it's: Fast and Convenient: No more waiting to get your paycheck. Netspend Corporation.All rights reserved worldwide. Mastery Wiki Search for: How; Who; Brinks Prepaid Mastercard Review - The Dough Roller All other trademarks and service marks belong to their owners. service provider and read the information they can provide. Luckily, these reward opportunities can easily fit into your regular spending since they are personalized around your purchases. The Brink's Prepaid Mastercard offers bank-level features without hefty fees. Your wireless carrier may charge a fee for message and data usage. Read More Use the Brink's Money Prepaid Mobile App to manage your account on the go and get text message or email alerts (Message & data rates may apply.) Fee is determined and assessed by operator of Netspend Reload Network location, and varies depending on location. See below for Official Rules & complete details. App Store is a service mark of Apple Inc. Google Play and the Google Play logo are trademarks of Google LLC. The company you trust offers you the features and benefits. (maximum 6 such transfers per calendar month), Card Account transaction fees could reduce the interest earned on the Savings Account. Here's an explanation for how we make money Transfer of funds via ACH from your bank account at another financial institution to your Card Account. in electronic form. PayPal's prepaid MasterCard charges $4.95 per month for unlimited purchases. Furthermore, there are better prepaid cards that can truly help you establish financial security and provide avenues to graduate to products like the best secured credit cards. - 10 PM. What Are The Different Types of Life Insurance? For 1. Prepaid MasterCards are used like regular credit cards. April are slightly higher than the Brinks Prepaid 2 percent back at restaurants and gas stations on up to $1,000 per quarter, then 1 percent, and 1 percent on everything else. and record information that identifies each person who opens a Card Account. At Bankrate, we have a mission to demystify the credit cards industry regardless or where you are in your journey and make it one you can navigate with confidence. Which bank is brinks? - askingforanswer.com 8 Faster funding claim is based on a comparison of our policy of making funds available upon receipt of payment instruction versus the typical These are some of the most common fees associated with the use of your Card. Bankrate has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover. Brink's Money Paycard - Cardholders. No late fees or interest charges because this is not a credit card. Fees apply for approved Money in Minutes transactions funded to your card. The company's mission is to develop theYear = now.getYear(); Walmart MoneyCard. +++To qualify for the Reduced Monthly Plan, your Card Account must receive qualifying direct deposits of paychecks and/or government benefits totaling at least $500 in one (1) calendar month. Early availability of funds requires payor's support of direct deposit and is subject to the timing of payor's payment instruction. Cardholder is responsible There is a Live Chat feature on the website under Customer Support. Securing cash and valuables since 1859. but can take up to one hour. Brink's Prepaid Mastercard. 2. Their use does not signify or suggest the endorsement, If custom card is lost, stolen, or damaged, any request for: (a) a replacement After qualifying, Monthly Plan Cardholders will receive the Reduced Monthly Plan Fee of $5 on their next Plan Fee assessment date. Netspend is a registered agent of Republic Bank & Trust Company. Plus, the app is optimized for . Notice this card charges a monthly maintenance fee of up to $9.95. However, its rewards program is confusing, and, like most prepaid cards, it poses a few fee-harvesting traps. You'll receive a Card in the mail within 7-10 business days. So you can avoid interest payments, bounced checks, or overdraft fees. CONSUMER DISCLOSURE: NO PURCHASE OR PAYMENT OF ANY KIND IS NECESSARY TO ENTER OR WIN. Ongoing rewards program boosts its long-term value, 130,000+ locations in the Netspend reload network, Pay-as-you-go plan offers flexibility with individual purchase fees instead of monthly fees, Shares valuable Netspend benefits, like a $10 courtesy cushion, Long list of fees make pay-as-you-go expensive, Nearly identical to the Netspend Visa Prepaid Card, Doesnt build credit and no additional security measures with Brinks. When you activate your Brink's Money Prepaid Mastercard and verify your identity, you get more than a Card. To participate in the Savings Cash back rewards are credited to your Card Account and are not available in the form The $10 Purchase Cushion is not an extension of credit; it is a courtesy exercised at our discretion. Plus, when you Direct Deposit at least $500 in payroll or government benefits in a calendar month onto your Brink's Money Prepaid Card, you're eligible for the Reduced Monthly Plan. 4% of the U.S. Dollar amount of the purchase transaction. But with Brink's Complete, they can improve savings & reduce the hours it takes to handle cash. Buying a Mobile Home: What You Need to Know, Compare Motorcycle and ATV Insurance Reviews, Compare Personal Watercraft Insurance Reviews, Considering Renters Insurance? Once your Card arrives in the mail, activate your Card, and verify your identity1 with your name, address, date of birth and government ID number. create up to a $10.00 negative balance on your Card Account. Percentage taken of total check amount. How to Open a Brinks fire Safe. Brink's Money Prepaid - Apps on Google Play restrictions may delay availability of funds with or without notice. Cardholders will receive the Reduced Monthly Plan Fee of $5 on their next Plan Fee assessment date. In those cases, the Brinks Prepaid Mastercard is a solid prepaid credit card that offers a bit more flexibility than some competitors with its pay-as-you-go plan and $10 negative balance cushion. Find Your Best Match for Student Loan Refinancing. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Bankrate follows a strict delay availability of funds with or without notice. Use of Card Account also subject that identifies each person who opens a Card Account. Charges a monthly maintenance fee of up to $9.95. Brink's Prepaid Mastercard Review - AllCards.com Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. redemption parameters. While we adhere to strict The Brink's Prepaid Mastercard is designed for consumers who want the convenience of paying with plastic but don't want (or don't qualify) for a regular credit card. WHAT THIS MEANS FOR YOU: When you open a Card Account, we will ask for your name, address, date of birth, and your government ID number. Greater of 5.0% of total check amount or $5.00 per check load. Brink's Prepaid Mastercard charges a monthly fee of up to $9.95. All products or services are presented without warranty. Your money is in your Brink's Money Account and ready to be used by 8 a. CT on your payday. Earn one (1) point per dollar spent on signature purchase transactions (not including any applicable fees). When it comes to rewards cards centered around cash back on everyday purchases, you typically want your points to be worth at least 1 cent apiece for a 1 percent cash return. Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision. Ends 1/31/22. The content created by our editorial staff is objective, factual, and not influenced by our advertisers. The Brinks Prepaid is only worth it in very specific situations, like if you cant open a traditional banking account. Card may be used everywhere Debit Mastercard is accepted. Account program, Cardholder must consent to and continue receiving communications from us in electronic form. Which certificate of deposit account is best? Plan. Interest bearing savings account can be connected. if (theYear < 1900) theYear = theYear + 1900; Securing cash and valuables since 1859. Take cash to any of the over 130,000 Reload Locations in the Netspend Reload Network to fund your Card.3. You may have to pay a fee of up to $3.95 every time you load the card, Charges a $1.50 signature purchase transaction fee. Enroll in Direct Deposit to get your paycheck or government benefits in your Card Account up to 2 days faster! the Average Daily Balance which is $1,000.00 or less will be 4.91%. Get a free consultation from a leading tax expert, in The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by. *Card issued by Republic Bank & Trust Company, Member FDIC. What is Brink's Prepaid | Brink's Money Prepaid Mastercard The Brink's Prepaid Mastercard is an opportunity for consumers to gain control of their finances and get paid up to two days faster1with direct deposit of your paychecks or government benefits. Brink's Money Prepaid Account - Brink's Prepaid Mastercard $4.95 per transfer via Customer Service Agent. The Brinks Prepaid is a decent starter card that offers rewards like a credit card, but carries a few fees to consider. The owner of this website may be compensated in exchange for featured placement of certain Intro Offer: Unlimited Cashback Match - only from Discover. create up to a $10.00 negative balance on your Card Account. Release Summary. transfer conducted through a Netspend Customer Service agent. You can add money to your Brink's Card from an existing bank account or from another Brink's Card. By signing up1 for a Brink's Money Prepaid Mastercard, you'll be able to control and manage your day-to-day money in a convenient way. What bank is Brinks all access? What Bank Is Brinks All Access? - Mastery Wiki From bill pay to a mobile app, text alerts to a purchase cushion, the Brinks reloadable debit card is one of our top rated prepaid cards. Ends 1/31/22. The interest rates and APYs of each tier may change. Cardholder Agreement for details. the Average Daily Balance which is $1,000.00 or less will be 4.91%. Void where prohibited by law. If the Average Daily Balance is more than $1,000.00, the interest rate paid on the portion of the Average Daily Balance which exceeds $1,000.00 will be 0.49% with an APY of 0.50%, and the interest paid on the portion of Approved purchase transactions may (Residents of the State of Vermont are ineligible to open a Card Account). Brink's Global Payments, LLC, in partnership with NetSpend, a TSYS company (NYSE: TSS), today announced the launch of the Brink's Prepaid MasterCard issued by BofI Federal Bank. not affiliated in any way with this program and do not endorse or sponsor this program. institution. Brinks Prepaid Mastercard review 2023 | finder.com Charged in addition to any applicable Purchase Transaction Fee or OTC Withdrawal Fee. Overview - Brink's US Domestic ATMs only charge a $2.50 withdrawal fee. Meanwhile, the Brinks Prepaid can (and will) charge you almost $6 a month after 90 days of inactivity, which further eats into your balance. The Brink's Money Prepaid Mastercard lets you focus on the things that are most important in your life. Home equity line of credit (HELOC) calculator. enrolled in the Monthly Plan and your Card Account has had no activity as described above, this fee applies instead of the Monthly Plan Fee. Best Prepaid Credit Cards & Debit Cards of 2023 - CreditCards.com plus you get: Use your Card in everyday places and you could earn cash back offers back to your Card Account. See the Cardholder Agreement for details. Restrictions include: no ATM withdrawals, international transactions, account-to-account transfers and additional loads. Fee applies if there are funds in the Card Account and the Card Account has had no activity, i.e., no purchases; no cash withdrawals; no load transactions; and no Balance Inquiry Fee for ninety (90) days.